Loan Products
Auto Loans
Whether it’s a new or used vehicle, ask us at KCU! Give us a call to get the book value of a vehicle (or click on the link below) so that you can get the best price when you shop for your new car. KCU offers 100% financing and low, flexible payment terms to meet your needs.
Apply Online below or call our 24-Hour Loan Hotline at 330.678.2443.
First Mortgage Loans
Please Click Here to view our new section dedicated to Home Loans.
Fixed-Rate Home Equity Loans
Put the equity in your home to work for you! KCU can help with a variety of fixed rate products that carry affordable payments and terms.
Apply Online below or call our 24-Hour Loan Hotline at 330.678.2443.
Home Equity Lines of Credit
If you are thinking about making home improvements, consolidating debts or taking a vacation, consider a KCU home equity line! Your revolving line of credit will be based on your home’s appraised value. KCU can lend up to 80% of the appraised value, minus your first mortgage balance. Once your line of credit is established, we can advance all or part of it as needed. As you make payments, your line of credit will replenish itself. The interest rate is variable and is based on the Prime Rate and could be tax deductible.
Apply Online below or call our 24-Hour Loan Hotline at 330.678.2443.
Motorcycle, Boat, & Recreational Loans
Need a little R & R? With these low INTEREST RATES, you won’t have anything to worry about except having fun!
Apply Online below or call our 24-Hour Loan Hotline at 330.678.2443.
Signature Loans
Need money to consolidate bills, take a vacation or purchase a big-ticket item? KCU signature loans can meet your dreams! We offer competitive, low rates and the convenience of automatic payments.
Apply Online below or call our 24-Hour Loan Hotline at 330.678.2443.
VISA Platinum Credit Cards
Kent Credit Union offers two types of VISA credit cards:
Platinum Visa
A Platinum Visa requires no collateral and is unsecured. A low fixed rate of interest is available.
Secured Platinum Visa
A Secured Visa requires a deposit equal to the amount of the credit line you are granted. For example, if you want a $500 credit line you must deposit $500 into a credit union savings account and have it held as collateral. A Secured Visa is typically used to establish or rebuild credit history.
Credit card companies often try to lure you to their low credit card rate offers. Sometimes those offers seem too good to be true, and they usually are! With a Kent Credit Union Visa card, what you see is what you get. A low-rate Visa, no annual fee, and it’s accepted worldwide!
Apply Online below or call our 24-Hour Loan Hotline at 330.678.2443.
Click here to see detailed terms and conditions for Visa cards.
Apply Online for a Platinum Visa
Apply Online for a Secured Platinum Visa
Click here to view the Cardholder Agreement that applies to your Visa Platinum Credit Card.
Your Visa card is now protected by “Verified by Visa”. It password protects your card for free when you shop online. The next time you shop on the web, you will see some new screens. Enter the information requested to activate your card and complete your transaction. It only takes a minute and then your Visa card will be fully protected. View the many online retailers that offer protection or learn more about the service and register.
Has your Visa been lost or stolen? Click here for information
© Kent Credit Union