Savings Rates

Rates for Savings Accounts

Type Description APR* APY**
Christmas Club 0.01% 0.01%
IRA Savings 0.05% 0.05%
Money Maker $2,500.00 - $7,499.99 0.01% 0.01%
Money Maker $7,500.00 and Above 0.01% 0.01%
Savings 0.01% 0.01%
Vacation Club 0.01% 0.01%

Learn more about our savings options

Disclosure: Rates above effective as of 8/31/2015. Rates subject to change at any time. The minimum average daily balance required to earn dividends in the Savings, Christmas Club, Vacation Club, and IRA Savings Account is $100. The minimum average daily balance required to earn dividends in the Money Maker Account is $2500. Fees could reduce earnings on these accounts. Accrued dividends will be forfeited if the account is closed prior to dividends being paid.

*APR = Annual Percentage Rate **APY = Annual Percentage Yield

Rates for Certificate Accounts

Type Description APR* APY**
IRA Certificate 12 Months 0.20% 0.20%
IRA Certificate 24 Months 0.40% 0.40%
IRA Certificate 36 Months 0.60% 0.60%
Share Certificate 03 Months 0.05% 0.05%
Share Certificate 06 Months 0.05% 0.05%
Share Certificate 12 Months 0.05% 0.05 %
Share Certificate 24 Months 0.20% 0.20%
Share Certificate 36 Months 0.30% 0.30%

Disclosure: Rates above effective as of 8/31/2015. Rates subject to change at any time. The minimum average daily balance required to earn dividends in a certificate is $500. A penalty will be imposed for early withdrawal. If the certificate term is less than one year, the penalty is equal to 90 days of dividends. If the certificate term is one year or greater, the penalty is equal to 180 days of dividends. The early withdrawal penalty will be deducted whether or not the dividends have been earned.

*APR = Annual Percentage Rate **APY = Annual Percentage Yield